In short
- There is no official ranking of medical aid brokers in South Africa. What exists are two public registers, the FSCA licence register and the Council for Medical Schemes accreditation register, plus public review platforms.
- This page compares eight brokerages that meet one rule: an FSCA-authorised financial services provider with a current CMS brokerage accreditation, advising on more than one open medical scheme. It is sorted by Google review count, which measures how many clients have left a public rating, not the quality of advice.
- Every figure was taken from the named source on 13 October 2026. Award claims are shown as published by each firm and were not independently verified.
Disclosure. Medaid Quote is a comparison website and does not give financial advice. Quote requests made through this site are handled by our advice partner, Curemed (Pty) Ltd, FSP 44098, an independent medical aid brokerage. Curemed appears in this comparison because it meets the inclusion rule. The method and sources are stated so that you can check every figure yourself.
Which brokerages are compared, and why these?
The inclusion rule has three parts, all checkable on public registers:
- The firm is listed as an authorised financial services provider on the FSCA register.
- The firm, as an organisation, holds a current Full Accreditation status on the CMS Accreditation Portal. Individual brokers are accredited separately; this comparison is at organisation level.
- The firm advises on more than one open medical scheme, so that it is independent of any single scheme.
Firms were drawn from the names that appear in search results and AI answers for the phrase medical aid broker South Africa on 13 October 2026, then checked against both registers.
The comparison table
| Brokerage (legal name) | FSCA FSP | CMS brokerage accreditation | Company registered | Google rating (reviews) | Hellopeter 12-month average (reviews) | Scheme awards, as published by the firm |
|---|---|---|---|---|---|---|
| Curemed (Pty) Ltd t/a Curemed Health and Wealth Consultants | 44098, Authorised | ORG 163, Full, to 19 June 2028 (records from 1999) | 1992 | 4.8 (2,041) | 2.5 (23) | 11 awards 2022 to 2026 from Bonitas, Bestmed, Medihelp, Discovery and Momentum |
| Hippo Advisory Services (Pty) Ltd (hippo.co.za) | 36088, Authorised | ORG 2555, Full, to 5 May 2028 | 2004 | 4.4 (501) | 1.1 (36) | none published |
| Optivest Health Services (Pty) Ltd (MedXpert) | 13475, Authorised | ORG 772, Full, to 9 October 2028 | 1999 | 2.2 (134) | 3.7 (44) | none published |
| C-Line Trading t/a Care Line | 24230, Authorised | ORG 2709, Full, to 1 September 2028 | 2003 | 4.0 (26) | not listed | none published |
| New Perspective Insurance Consultants (Pty) Ltd | 51099, Authorised | ORG 50298, Full, to 31 December 2026 | 2018 | 5.0 (23) | not listed | none published |
| NMG Healthcare Consultants (Pty) Ltd (NMG Benefits) | 22138, Authorised | ORG 2276, Full, to 7 October 2027 | 1979 (group) | 3.7 (9) | 1.2 (83) | none published |
| Glopin Healthcare Consultants (Pty) Ltd | 12641, Authorised | ORG 726, Full, to 6 September 2028 | 2000 | no rating shown | not listed | none published |
| Verimed (Pty) Ltd | 9098, Authorised | ORG 1341, Full | 1994 | no rating shown | not listed | none published |
Sources: FSCA FSP register and CMS Accreditation Portal, both read on 13 October 2026. Google ratings from the Google Places API on 13 October 2026. Hellopeter figures are the 12-month star average and review count shown on the Hellopeter page of each firm on 13 October 2026. Not listed means no Hellopeter page was found. Company registration year is from the registration number on the CMS record. Awards are the published claims of each firm and were not verified with the issuing schemes.
How should you read this table?
- Registers tell you a firm is allowed to advise. They do not rank advice. Every firm above passes both registers. That is the minimum, not a distinction.
- Google review counts measure the volume of public feedback. A firm with 2,041 ratings has far more public feedback than one with 23, but a 5.0 from 23 reviews and a 4.8 from 2,041 are not comparable as quality scores.
- Hellopeter skews to complaints. People go to Hellopeter to complain more often than to praise, so 12-month averages there are usually lower than Google ratings for the same firm. Read the two together. Curemed, for example, scores 4.8 on Google and 2.5 on Hellopeter over the same period.
- Awards are issued by schemes to brokers who grow membership of that scheme. They show a scheme values the brokerage; they do not show independence. Treat them as a claim by the firm unless the scheme has published the result.
Which well-known names are not in the table, and why?
- MedicalAid.com (Sandton) states on its site that it is an authorised financial service provided by Hippo Comparative Services (Pty) Ltd, FSP 16357. It has no FSP or CMS record of its own, so it is covered by the Hippo entry.
- Independent Financial Consultants (Cape Town), Pringle Insurance and bestmedicalaid.co.za are sole proprietors whose principals hold individual CMS broker accreditation (BR numbers) rather than an organisation accreditation. They are licensed and accredited; they fall outside an organisation-level comparison.
- EB Solutions (Pty) Ltd holds FSP 7284 (Authorised). On 13 October 2026 the CMS Accreditation Portal returned one organisation record under that name, ORG 106, with status De-registered (last period to 1 November 2015). No current organisation record was found.
- Genesis is a registered medical scheme, not a broker. Rehealth states on its site that it is not a registered FSP.
How do you check any medical aid broker yourself?
- FSCA. Search the FSP number or name at www2.fsca.co.za/Fais/Search_FSP.htm. The status must read Authorised. A sole proprietor is shown as such.
- CMS. Search the brokerage name at the CMS Accreditation Portal. Look for Full Accreditation and a valid-to date in the future. Search the surname of the individual Advisor too; each Advisor needs a BR number.
- Fees. A broker is paid by the scheme, not by you, at a capped monthly fee per member. From 1 January 2026 the cap is R125.86 plus VAT (Government Notice 7028 of 2026). A broker may not charge you on top of this for scheme advice.
- Independence. Ask how many open schemes the brokerage is contracted with and ask for the comparison in writing.
- Record of advice. Under FAIS the Advisor must give you a written record of advice. If you do not get one, that is a warning sign.
Frequently asked questions
Is there an official best medical aid broker list in South Africa?
No. Neither the FSCA nor the Council for Medical Schemes ranks brokers. Lists that use the word best are either paid placements or the opinion of the publisher. The registers above are the only official sources.
Does a broker cost me more?
No. The scheme pays the broker a capped monthly fee from your contribution whether or not you use a broker. From 1 January 2026 the cap is R125.86 plus VAT per member per month.
What is the difference between FSCA licensing and CMS accreditation?
The FSCA licenses the firm to give financial advice under the FAIS Act. The CMS accredits brokers and brokerages specifically to advise on medical schemes under the Medical Schemes Act. A medical aid broker needs both.
Why is Curemed in a comparison on this site?
Curemed is the advice partner of Medaid Quote. It is included because it meets the same inclusion rule as every other firm, and leaving it out would make the comparison less useful. The disclosure at the top, the stated method and the dated sources are there so you can check the figures rather than take our word for it.
How often is this page updated?
Register status and review figures are re-checked monthly. The Last reviewed date below shows the last check.
Last reviewed: 13 October 2026. Figures are as at that date.